Independent Financial Advice in the South of France

If you are already living in France or are considering moving here then your financial planning will need to meet your personal requirements as an expat within the very specific French tax and legal frameworks. Our internationally qualified, professional advisers are here to help you through this process of 'financial relocation' and will ensure that you receive expert advice and superb service, bringing you peace of mind. All of our advisers are expatriates too and understand what it is like to move from one country, and culture, to another. Your team of Spectrum advisers on the Cote D'Azur and Provence have over 40 years of combined experience in the personal finance industry and a very broad range of qualifications and special interests. Meet your team here

We pride ourselves on our long term relationships with our clients; our high level of referrals to new clients from existing ones shows us that we are doing our job well. See what our clients say about us here. Our focus on providing ongoing advice and regular reviews means that you, as our client, will continue to be in good financial shape even if your circumstances change, the tax laws change (which happens often) or if economic conditions change

Whether you want to know how Assurance Vie or QROPS (Qualifying Overseas Retirement Pension Scheme) work or whether they are appropriate to you, or how you can control currency issues or if you have more complicated matters you wish to discuss such as Residency or Inheritance tax in France and how it interacts with UK Inheritance Tax, contact us to arrange a convenient time to talk or to request for more information.

International Adviser :: So why do advisers choose independence?

August 23rd, 2010 Tags: | Outlook | No Comments

Your Riviera team and all of our colleagues around Europe at The Spectrum IFA Group are proud to call ourselves independent advisers. We strive tirelessly to provide you, our clients, with the best advice and with the best reasoned and researched solutions to fit with your objectives, not ours. This article is an interesting insight into the motivations of groups like us and the individuals who choose to be at the centre of the expatriate financial planning world.

International Adviser :: So why do advisers choose independence?.

 

International Adviser :: Proposed new UK pension tax relief rules – a boost for QROPS and QNUPS

August 4th, 2010 Tags: , , | Pension, QROPS | No Comments

For those clients considering a move away from the UK or those already abroad, the changing rules affecting UK pension law may make it even more attractive to facilitate a QROPS transfer. contact us at riviera@spectrum-ifa.com to discuss your options.

via International Adviser :: Proposed new UK pension tax relief rules – a boost for QROPS and QNUPS.

 

Base rate to stay at 0.5% until end of 2013, says Ernst & Young | News | Fund Strategy

July 27th, 2010 | Financial News, Investment, Mortgages & Home Financing, Outlook | No Comments

Great news for borrowers – see our mortgage pages for more information about international mortgages… not such good news for savers – we may have some solutions – check out our Investment Advice pages for ideas about getting a better yield.

via Base rate to stay at 0.5% until end of 2013, says Ernst & Young | News | Fund Strategy.

 

GDP growth and returns not linked, says Mobius

June 14th, 2010 | Financial News, Investment | No Comments

GDP growth and returns not linked, says Mobius | News | Fund Strategy.

A very interesting point and an interesting discussion. Stock Markets tend to try and predict future profits from companies and so surely this must have a reliance on the health of the economy. Mark Mobius’ point though is also fair, just because an economy is doing well today doesn’t necessarily mean that it’s stock market will do well tomorrow.